April Finances

It is nearing the end of the month and I have a feeling that April will not end in positive numbers.  Here is the reasons why:

  1. The month of April had 5 Mondays.  I pay for daycare each week on Monday so this caused an extra $250 compared with the last two months.
  2. I hosted Easter Dinner at my house this year so this caused my grocery bill to go up a bit.  I also bought my princess a new dress for Easter – she didn’t need it but it makes her feel like Cinderella.  It just melts my heart to see her so excited about something. 
  3. Murphy’s law – If you don’t want to spend any money – you are suddenly out of everything.  My grocery list on my fridge grows each day of stuff we run out of – mostly they are staple items that we will need to replace before the end of the month – bread, milk, cereal, butter.  The car is also almost out of gas.
  4. Eating out.  Normally I only eat out 1-2 times a month (this includes lunch and eating out with my family).  This month I have eaten out 5 times including pizza for the family.  I had a lot of user-group meetings at work and traditionally the whole group goes out for lunch. 
  5. I received my tax return money but it all went to debt and a new washing machine. 
  6. We had family pictures taken for the church directory.  My DH does portrait photography on the side so we usually don’t purchase any pictures from these types of things.  However, the girls were especially cute and we have never had a family portrait of all 4 of us so we walked out with $70 in pictures. 

This is where I need to find my strength to keep up my budget.  In prior years when I have attempted to cut back on expenses, this is where I begin failing.   It is OK to be over budget once and a while – I just need to make sure next month it does not happen again.   Also – I need to stay focused on paying off my car loan.  Once that bill is gone I will give myself more breathing room in my budget so I am not scrounging at the end of the month.

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